Insurance Claim Denials


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Get on the road to recovery.

It all starts with your free case consultation. There's no cost or obligation.

OC Legal represent individuals and medical providers whose claims have been unjustly denied or reduced by insurance companies. Often, we are able to handle these claims on a contingency fee basis. Whether it's battling the insurance companies for PIP, disability, life, or homeowner insurance benefits, we handle denial claims in a strong, efficient, and cost effective manner.

Even though you faithfully pay your insurance premiums each month, insurance companies look for ways to settle claims as cheaply as possible, or to completely avoid compensating you for property damage when you need them the most, leaving you a victim twice over.

We begin with a thorough, honest evaluation of your situation, assessing the probability of a successful result using various legal strategies. We handle insurance denial claims on a no cost, no fee basis when pursuing compensation, we only get paid when you do!

Insurance Company Tactics

Our expertise comes in examining exclusions, coverage concerns, and insurance policies. We know unscrupulous tactics of insurance agencies trying to minimize payments made on claims - or avoiding payment altogether - to maximize their profits at property owner's expense. Here are some common insurance company tactics used to make damage claim payouts challenging:

  • Deny that coverage exists.
  • Deny a claim because it is partly excluded under your policy.
  • Cause unnecessary delays in claim processing, payment, or adjustment.
  • Make false or misleading statements to you.
  • Undervalue property or offer lowball payments and estimates.
  • Discourage you from seeking an attorney to review your claim denial.
  • Send payments labeled "final" or "full" even though you are eligible for additional benefits.

Handling problems with an insurance carrier by yourself is difficult and time consuming. Your ability to rebuild depends greatly on the insurance money if you don't have money saved.

If you find yourself facing an unjust claim denial, contact OC Legal for a no-risk free evaluation of your case. We want to hold insurance carriers accountable and get you on the road to recovery.

Insurance Claims and Lawyer Fees

Depending on the status of your case when resolved, the court may award attorney fees to offset legal costs. We handle cases on a contingency fee basis, meaning that you do not have to pay any upfront fees.

Florida Statute 627.428 states upon execution of a decree or judgment by any Florida state court against an insurer favoring one or more insured or policy beneficiary or executed contract by insurer, court trial or, court appeal event in which the beneficiary or insured succeeds, the appellate court decrees or adjudges against insurer favoring the beneficiary or insured an acceptable sum as compensation or fees for the insured's legal representation in suit of recovery.

Our Offices

15291 NW 60th Ave, Suite 107, Miami Lakes, FL 33014

Serving all of Miami-Dade County, including:

  • Miami
  • Miami Lakes
  • Miami Gardens
  • Hialeah
  • Golden Seal Beach
  • Homestead
  • Doral
  • Coral Gables
  • Opa-Locka
  • Aventura

8751 W Broward Blvd, Plantation, FL 33324

Serving all of Broward County, including:

  • Fort Lauderdale
  • Sunrise
  • Plantation
  • Lauderhill
  • Tamarac
  • Lauderdale Lakes
  • Weston
  • Davie
  • Hollywood
  • Pembroke Pines

1500 Colonial Blvd, Fort Myers, FL 33907

Serving all of Lee County, including:

  • Fort Myers
  • Cape Coral
  • Sanibel
  • Bonita Springs
  • Lehigh Acres
  • Alva
  • Captiva
  • Fort Myers Beach
  • Tice
  • Cypress Lake

501 Goodlette-Frank Rd, Naples, FL 34102

Serving all of Collier County, including:

  • Naples
  • Golden Gate
  • Goodland
  • Naples Manor
  • Orangetree
  • Marco Island
  • Everglades City
  • Lely
  • Immokalee
  • Chokoloskee